Moving money for cheaper

Living in one country and getting money from another can be expensive. The last time I did an international bank wire transfer, the originating bank charged USD 25 and the recipient bank USD 35. Since anything over USD 10,000 becomes a hassle, I have usually wired something less than that.

I have from time to time looked into alternatives, but they have always ended up being even more expensive.

Until now. I don’t know when it changed, but with Western Union I just picked up USD 500 cash locally for a fee of USD 5. It took, as promised, four days to get from my bank in the US to Uruguay. Had I charged it to a credit card, the fee would be USD 15 and the transfer instant. The maximum transfer without signing up for their FX service is USD 5000.

And I could have sent it in Uruguayan pesos as well. Sweet!

Western Union logo

Of course, I can’t quite make sense of their slogan, but who cares? It works. The service, not the slogan.


UPDATE: after 9-10 transfers, they suddenly cut me off for life, after informing me money was ready for pickup. No reason offered other than “know your customer,” no appeal. What a truly shitty company.

Free international shipping

I’ve posted several times about buying stuff from China with free international shipping (including a 99¢ money clip I used today). The latest is more of the same, with a couple of international twists: first, it came from India, not China.

Piezo lighter delivered to Uruguay from India for free

Here, exactly:

India map

Secondly, I thought of such a thing because a Romanian friend staying with us for a couple weeks in April, after watching me throw matches into the BBQ grill to get it lit (zzzzzht-toss-dammit! zzzzzht-toss-dammit!; zzzzzht-toss-FOOOMP!), wondered if there was somewhere in Uruguay to buy a sparking lighter (piezoelectric; no fuel) to take back to his father in Romania.

Recognizing that such a thing would be, if not as exciting, probably a better approach for me, I thought about trying to find such a thing in Montevideo. Half a day at least. Chance of success? Under 50%, I figured.

Twenty minutes later I had ordered one on eBay for USD 7.

From India. With free international shipping. 27 days to arrive, and it works great!

Unbelievable

Goldmoney debit card efficency

No, I still don’t have my Goldmoney debit card. From Toronto, it went to London, Then Dubai.Then — drum roll, please — Miami. Now apparently in Buenos Aires.

Doesn’t exactly inspire confidence. If it’s ever actually delivered, let’s hope it works. Goldmoney, if you’re listening — this is pathetic.

 

 

Curious logistics

I recently ordered a gold debit card from Goldmoney. The idea is that you own gold, but can sell gold grams to fund a fiat currency card (USD, EUR, GBP, etc). I imagined a scenario such as standing in line at Tienda Inglesa when the price of gold is $4,000/ounce and going up $10 every half hour, tapping instructions into my cell phone to fund the card, then spending the fiat moments later.

Alas, it’s not that fast. Currently takes about a day to transfer the funds (why?).

Why? Well, also why should a card from Canada be en route to Uruguay through Dubai?

Canada to Uruguay, via Dubai

Something new, something

Stagnari Blue wine

Well, of course I had to try it. And—? Since I’m not a wine reviewer, I’ll defer to the experts:

Wicked and extra-ripe. Whispers of fruit punch, acidic monster melon and aggressive lemon rind. Drink now through April.

Actually pleasant enough to drink, despite visual whispers of

this Windex, from Target web site or this. Swimming pool anti-freeze from watsons.com

I shouldn’t have been surprised to see that Blue contains artificial coloring. But I was surprised to learn it comprises only 10%.

Aunque el 90% del color se obtiene de forma natural, se añadió un 10% de colorante, para conseguir un tono más turquesa, deseado por los responsables de la bodega. (source) — Although 90% of the color is obtained naturally, 10% of dye was added, to achieve a more turquoise tone, desired by those in charge of the cellar.

From the same article:

Young people and people who like to try new things are the target audience for the product, said the director of fine wines at H. Stagnari, Virginia Moreira. She added that the product was born for a personal reason: “In part, having four teenage children wanted to seek a change of habit to choose a natural wine instead of other stronger drinks.”

I hope they like it. I don’t expect I’ll be tempted to buy it again.

The ANTEL Bill

Three months ago, some guy sputtered up to our rusting mailbox and delivered someone else’s phone bill. Sombunall companies (phone, electric, and water are gubmint) deliver bills privately instead of using the government postal servicee (some irony there?). I don’t know which, since we get ours electronically (sometimes excessively). But two months ago, when the same bill arrived again, I went to tell them that I did not want this to happen again.

Which of course it did.

I did make an effort to find out to whom this bill should have been delivered, but didn’t get too far into that before hatching an alternate plan.

So here’s how I have chosen to advise the misguided mail carrier that the only bit of info he had right was the Manzana, or block. (No, you haven’t forgotten your high school Spanish: manzana does mean apple. I just live here, OK?)

ANTEL bill Uruguay

Then came the presentation.

ANTEL bill taped to mailbox, Uruguay

Style-wise, I’m of the school that says you can’t go wrong with duct tape. But if you think placing the offending bill across the opening where lazy doofus would cram it into mailbox is clever, you’re only revealing your northern-ness. It will not surprise me at all to see the next bill inserted behind this one.

Stay tuned….

 

Worn out, burned out

While waiting for the repair guy coming to replace the heating element (resistencia) in our water heater, I took a picture of my flip-flops. They’ve lasted at least a year and yes, the grass is showing through the right heal.

Worn out flip flops and burned-out water heater element

I often have to wait outside to wave people down, since my telephone explanations of how to get here are remarkably and consistently misunderstood. Today’s communications snafu also started on the wrong foot, as I didn’t really know how to answer an incoming call on my new smart phone. Seriously.

handwritten repair bill, Uruguay

Here’s the bill: visit, heating element, and cablingactually for the toll, since he came from Montevideo (it should have been 160 pesos, but then he probably charged it to everybody this side of the peaje).

1,000 pesos is around USD 36.

And if that 1,000 on the bill looks like 7,000 to you, you might share my fascination with Uruguayan handwriting.

 

A weed shop in Montevideo

Cañabis Protectio shop, Montevideo, Uruguay

No, not selling weed. Seeds, paraphernalia, maybe growing supplies. I didn’t even bother to look inside. I was showing some visitors around.

Uruguay legalized marijuana — sort of — in 2013.

You can legally grow six plants at home, but you’re supposed to register with the government, an idea which for some reason weed users (and people who remember the military rule) don’t universally embrace. You can join a cooperative and grow up to 99 plants. But no weed is available through pharmacies, as planned, because many pharmacies oppose the idea. (Because marijuana is so unhealthy, don’t you know.)

Cannabis medicine
Between 1850 and 1942, Big Pharma did not exist. Thanks @hemprojectsocial on Facespook.

Unlike Jamaica, Uruguay has decided not to sell marijuana, if and when it’s ever available, to non-residents and non-citizens. However,

Montevideo is now littered with shops selling weed paraphernalia to both locals and tourists. A biscuit firm is marketing alfajores – the country’s national snack, two chocolate biscuits sandwiching a layer of dulce de leche – at dope users suffering the munchies. Its yellow “Marley” packaging seems to be in almost every convenience store, complete with a lion waving a Rastafarian flag and a large dope leaf. [source]

Alfajores Marley
Source: subrayado.com

Needless to say, I’ve never seen one. Must be a Montevideo thing. Reminds me of the Macarena: the U.S. nationwide song craze that no one outside the Washington Beltway had ever heard of. But I digress.

Uruguay’s laudable marijuana initiative will hopefully pan out. Meanwhile, it’s looking — to me at least — as a well-meant, and welcome, move, that can only come to fruition through a miracle: the government bureaucracy actually allowing human beings to thrive. Here, as everywhere else, they seem to revel in doing the exact opposite.

Tienda Inglesa: from class to trash

Tienda Inglesa: Lo bueno por menos

Classy may be too strong a word, but Tienda Inglesa has been for me the best of the handful of “large” (remember, Uruguay is small) supermarket chains in Uruguay.

Back in 2012, Tienda Inglesa sold LED lights imported by Renovables S.A., a wide-ranging and impressive Uruguayan renewable energy business. The owner, Rolando Ringeltaube, told me how carefully their company monitored quality control in China. And, he told me, LED bulbs should have a life of 20 years. Which, considering the history of incandescent light bulbs, seems an unlikely prediction. Still, they have to last longer than these mercury-laden compact fluorescents that seem to last about a year, no?

So imagine my surprise when an LED light bulb I bought there died after three weeks. They have a “no refund” policy, but thought about it a couple days, and gave me another. Which also died after three weeks. Once again, they reminded me of the “no refund” policy, but gave me a credit after a few minutes. Meanwhile, I walked to the lighting section to examine the packaging. Sure enough, they are now imported from China by Tienda Inglesa. No middle man. No quality control.

LED bulbs are great (10X more efficient than incandescent), but the Tienda Inglesa LED bulbs are now officially trash. Consider yourself warned.

Extremely poor quality LED bulbs sold at Tienda Inglesa in Uruguay

Walmart wisdomcomes to Uruguay.


Update 5 January 2017: the latest Tienda Inglesa garbage LED light, acquired 3 December 2016, has started overheating and malfunctioning today, after 33 days.